VISA Choice REWARDS
Good for Consumers who…
- Want to earn rewards on all purchases.
- Want the convenience of a VISA card without an annual fee.
- Attractive rates starting as low as prime +8.99%.
Rewards Choices
Earn one point for every dollar spent
- No cap on reward points.
- No point expiration.
- Points redeemable for travel, merchandise and gift cards.
- Earn additional bonus points on select purchase promotions.
- Anniversary bonus -- active card is 5,000 points.
1% cash back on all purchases
- No cap on annual cash back.
Select reward points OR 1% cash back
Introductory Rates - First 6 months
- 0% interest 6 months and $0 fee for balance transfers 6 month.
- Post-introductory interest rate after 6 months.
- 12.24% - 21.24% variable APR/prime rate margins 8.99% - 21.24%.
|
Annual Fees |
No annual fee |
|
Balance Transfer Fee |
$5.00 or 3% of transfer, whichever is greater |
|
Cash Advance Fee |
$20.00 or 4% of the amount of each transaction, whichever is greater |
|
Foreign Transaction |
$0 |
|
Return Payment Fee |
$25.00 |
|
Rush Handling Fee |
$30.00 |
ADDITIONAL INFORMATION
Benefits:
- Zero liability fraud protection
- Point pooling on reward products
- Blended merchant program - earn additional points on select merchant programs
- Points applied after each billing cycle